Scams, Digital Literacy, and How to Stay Safe With Your Money

Send us Fan MailFrances Yong, Founder of White Byte and anti-scam evangelist joined me on this episode of The Get Ready Money Podcast in collaboration with the Better Money with the MAIA’s podcast. We talked about digital financial literacy, fraud prevention, and how communities can work together to create a safer and more inclusive digital world.Key Takeaways🔹 Reporting fraud quickly increases the chances of recovery🔹 Digital financial literacy includes the ability to communicate and transact safely using technology🔹 Scams can happen to anyone, regardless of age, background, or education🔹 Seniors often engage with technology differently, which requires patience and understanding🔹 Simple family check-ins can help spot red flags like unknown numbers or unfamiliar apps🔹 Open, respectful conversations with parents and loved ones build awareness and trust🔹 A safer digital ecosystem is a shared responsibility across families and communities🔹 Digital literacy expands access to financial services and opportunities for marginalized groupsThis conversation is a reminder that readiness today includes digital awareness, community support, and ongoing conversations that help everyone feel safer and more confident online.Connect with Frances Yong:LinkedIn: https://www.linkedin.com/in/frances-yong-074703a8/Whitebyte Website: https://www.whitebyte.orgWhite Byte's LinkedIn page: https://www.linkedin.com/company/white-byte/?viewAsMember=trueResources mentioned:The Seven Habits of Highly Effective Scammers on the Get Ready Before Life Happens Podcast (watch or listen)Bio: Frances Yong was a Fraud Risk and Cybercrime Risk professional, globally responsible for the learning strategy and frameworks for a Fortune500 multi-national bank. When her mother was scammed off her pension in 2021, she left her banking job and founded White Byte. Through White Byte, Frances promotes cyber integrity and digital inclusion; sharing her professional knowledge with a wider audience and in a customised manner to make it relatable to less savvy communities. Her vision is a cyber space that is ethical and inclusive for all users to interact and transact safely in. Frances won the Anti-Scam category in the 2025 Money Awareness and Inclusion Awards (MAIA). She is named one of Singapore's 100 Women in Tech, and honoured as MAIA’s 50 Changemakers to watch. The Money Awareness and Inclusion Awards (the MAIAs) celebrate the increasingly important work being done to help people understand money better. Learn more: https://www.maiawards.org.   👉 Start Your Financial Readiness Plan: A free, practical plan that helps you create your in-case-of-emergency Financial First Aid Kit, organize what matters, and prepare before life happens. Start Your Free Financial Readiness Plan  https://www.tonysteuer.com👉 Support the Mission: Become a Get Ready Insider and receive access to the Get Ready Library while helping support my mission to help people prepare before life happens. Become a Get Ready Insider  https://www.tonysteuer.com/get-ready-insiderSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.