Seb Balrow on Becoming a Financial Adviser at 23 and Building a Self-Employed Practice

In this episode of Foster Denovo Talks, Helena is joined by Seb Balrow, who shares how he went from cold calling straight out of university to becoming a self-employed financial adviser at just 23. Seb talks about resilience, rejection and deliberately putting himself in uncomfortable situations to accelerate his growth. He reflects on qualifying while working full time, managing imposter syndrome in early client meetings and adjusting to a more complex proposition after joining Foster Denovo. He also opens up about the influence of his grandfather, whose work ethic shaped his mindset around ambition and responsibility. 🎧 In this episode: • From university to cold calling 100 people a day  • Qualifying within eight months while working full time • Advising clients at 23 and overcoming imposter syndrome • Why he chose Foster Denovo and what he looked for in a firm  • Adjusting to high net worth clients and a new proposition  • Advice for young people considering financial planning