EPISODE · Mar 6, 2026 · 16 MIN
Sell One Property… Lose the Cash? Here’s Why⎟Ep. 2368
from The Property Academy Podcast · host Opes Partners
Got all your properties with one bank? That could be a problem.In this episode, Ed and Andrew unpack cross-collateralisation – what it is, why banks love it, and the three biggest risks it creates for property investors.You’ll learn:The 3 biggest risks of having all your properties secured with one bankWhat cross-collateralisation actually means (in plain English)Why property investors should cheat on their bankThey also explain split banking – why serious investors spread properties across multiple lenders – and how a dollar-for-dollar refinance can break the cross-security without increasing your loan.Click this link if you want to book a free Wealth Plan meetingDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What this episode covers
Got all your properties with one bank? That could be a problem.In this episode, Ed and Andrew unpack cross-collateralisation – what it is, why banks love it, and the three biggest risks it creates for property investors.You’ll learn:The 3 biggest risks of having all your properties secured with one bankWhat cross-collateralisation actually means (in plain English)Why property investors should cheat on their bankThey also explain split banking – why serious investors spread properties across multiple lenders – and how a dollar-for-dollar refinance can break the cross-security without increasing your loan.Click this link if you want to book a free Wealth Plan meetingDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
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Sell One Property… Lose the Cash? Here’s Why⎟Ep. 2368
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