Settle: Rethinking Capital for Consumer Brands

In this episode, we talk with Melissa Cafagna at Settle, a fintech company that’s rethinking how consumer brands access capital. Settle has provided over $2.3 billion in financing to help CPG brands manage cash flow, extend payment terms, and scale without giving up equity. We get into the common financial challenges founders face, how to think about working capital as a growth tool, and what it actually looks like to build a funding strategy that supports inventory, marketing, and operations.