Settle: Rethinking Capital for Consumer Brands episode artwork

EPISODE · Apr 22, 2025 · 38 MIN

Settle: Rethinking Capital for Consumer Brands

from The Brand Study · host Conrad Byron

In this episode, we talk with Melissa Cafagna at Settle, a fintech company that’s rethinking how consumer brands access capital. Settle has provided over $2.3 billion in financing to help CPG brands manage cash flow, extend payment terms, and scale without giving up equity. We get into the common financial challenges founders face, how to think about working capital as a growth tool, and what it actually looks like to build a funding strategy that supports inventory, marketing, and operations.

In this episode, we talk with Melissa Cafagna at Settle, a fintech company that’s rethinking how consumer brands access capital. Settle has provided over $2.3 billion in financing to help CPG brands manage cash flow, extend payment terms, and scale without giving up equity. We get into the common financial challenges founders face, how to think about working capital as a growth tool, and what it actually looks like to build a funding strategy that supports inventory, marketing, and operations.

NOW PLAYING

Settle: Rethinking Capital for Consumer Brands

0:00 38:23

No transcript for this episode yet

We transcribe on demand. Request one and we'll notify you when it's ready — usually under 10 minutes.

Frequently Asked Questions

How long is this episode of The Brand Study?

This episode is 38 minutes long.

When was this The Brand Study episode published?

This episode was published on April 22, 2025.

What is this episode about?

In this episode, we talk with Melissa Cafagna at Settle, a fintech company that’s rethinking how consumer brands access capital. Settle has provided over $2.3 billion in financing to help CPG brands manage cash flow, extend payment terms, and scale...

Can I download this The Brand Study episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.
URL copied to clipboard!