She Paid Off Six Figures of Debt and Built a Seven Figure Portfolio - Episode 180 episode artwork

EPISODE · Jun 6, 2026 · 43 MIN

She Paid Off Six Figures of Debt and Built a Seven Figure Portfolio - Episode 180

from Financially Intentional · host Naseema McElroy

Send us Fan MailToday's episode is such a full circle moment. I’m talking with Odunayo Ajayi, a Nigerian immigrant, mom, wife, Microsoft Technical Program Manager, author, and personal finance educator who went from student loan debt to building real wealth. We talk about paying off debt, getting on the same page with your partner, building an emergency fund, investing for your kids, and why money should not be a secret in our homes. Odunayo’s story is proof that you can start where you are, learn what you need, and build a life with more peace, purpose, and freedom.About our guest:Odunayo Ajayi is a personal finance educator, author, and founder of Odunayo Ajayi LLC, a financial education and coaching company helping individuals, couples, immigrants, women, and families build wealth with wisdom, purpose, and intentionality. She is also a Technical Program Manager at Microsoft with over 12 years of experience across technology, financial services, consulting, nonprofit, and consumer goods, including work with JP Morgan Chase, Barclays, KPMG, The Hershey Company, and Google. Originally from Akure, Nigeria, she holds a Bachelor’s degree in Computer Science from Bowen University and a Master’s degree in Economics and International Relations from Syracuse University.After taking on six figures in student loan debt, Odunayo transformed her financial life by paying off her loans, building a fully funded emergency fund, purchasing a home without new debt, and growing her investment portfolio to seven figures within five years. She is the author of The Joy of Financial Freedom: Building Wealth with Wisdom and Purpose, now available on Amazon, and the founder of The Joy Circle, a private community offering courses, coaching, and accountability. A devoted Christian and active member of RCCG Desire of Nations in New York, Odunayo now lives in New Jersey with her husband and two sons.📖 Book (Pre-Order): The Joy of Financial Freedom: Building Wealth with Wisdom and Purpose: https://www.amazon.com/dp/B0GX2YV3SB🌐 Website: https://odunayoajayi.com/📸 Instagram: @odunayooajayi💛 The Joy Circle Community (Skool): https://www.skool.com/the-joy-circle-2986/aboutSupport the show---Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.Please join me here, and follow me on social media, Instagram, and Facebook.Need help getting started on your path to financial freedom? Start HereJoin the Financially Intentional Community Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. Get my book Smart Money

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Send us Fan Mail Today's episode is such a full circle moment. I’m talking with Odunayo Ajayi, a Nigerian immigrant, mom, wife, Microsoft Technical Program Manager, author, and personal finance educator who went from student loan debt to building real wealth. We talk about paying off debt, getting on the same page with your partner, building an emergency fund, investing for your kids, and why money should not be a secret in our homes. Odunayo’s story is proof that you can start where you are,...

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She Paid Off Six Figures of Debt and Built a Seven Figure Portfolio - Episode 180

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