Shelby County, KY 2025 Review and a 2026 Housing Market Update

January 2026 brings an important shift in the Shelby County, Kentucky housing market. Inventory remains tight at 2.66 months of supply (down 18% month-over-month and **7% year-over-year), but prices have eased, with the median sold price at $351,699, down 9% from last month. Homes are taking longer to sell—about 45 days on average—and sellers are accepting closer to 96.85% of list price, creating new room for negotiation.In this episode of The Shelby County Real Estate Report, we break down what these numbers mean in real terms for buyers and sellers in Shelbyville, Simpsonville, and across Shelby County. Is this a window of opportunity for first-time buyers? How should sellers adjust pricing and expectations? And what does today’s inventory mean as we head deeper into 2026?From the charm of Downtown Shelbyville to the trails and parks that make this area special, we connect the data to real life—so you can make confident decisions in the Shelby County housing market.For personalized guidance, contact Andrew Rudd, United Real Estate Louisville at [email protected].