SHIFTHEADS: It Cost Shane How Much in Fees to Get His Own Money Out?

Bank fees, ATM limits, and a marketplace transaction that required three separate e-transfers to produce four hundred dollars in cash. The cashless future has a cost, and it's not always obvious until you need actual bills in your hand. Shane and Ryan dig into what cash access actually looks like for Canadians who don't live near a branch, can't drive to one, or just got hit with a hundred dollar fee because an eleven dollar automated payment came out of an account with five dollars in it. Ryan pulls 2024 numbers that complicate the narrative: 79% of Canadians have no plans to go fully cashless, and a Manitoba restaurant just went cash only by choice. The little old lady walking past Shane's house with her grocery bag every day doesn't have a square reader. She has cash. The system isn't built for her anymore. Topics: bank fees, cash vs digital banking, cashless Canada, rural banking access, cash only businesses Originally aired on 2026-06-22