Shifting Gears: The Road to a New Car

from MakingCents with Navy Federal · host Navy Federal Credit Union

In this episode, we break down one of the most common financial decisions many families face—buying a car. Two experts in the consumer lending space at Navy Federal, Joe Pendergast and Kevin Wince, share their insights into the car buying process.Leasing versus Buying (0:45)Navigating the Car Buying Process (5:16)Auto Financing for the Military Community (11:04)Right Time to Shop (21:21)With modern tools and the right strategy to back you up, you can get behind the wheel of your own car without much trouble.Leasing vs. Buying a Car – Pros and ConsCar Buying: How a Preapproval Can Put You in the Fast LaneThe Servicemember’s Guide to Car BuyingWhen Is the Best Time to Buy a Car?Test Drive Your Finance OptionsWhen you’re ready to apply for financing, Navy Federal Credit Union is here for you. Learn how to apply and search for cars domestically and internationally.Disclosures:Credit and collateral subject to approval.Active Duty and Retired Military Member discountSenior Enlisted Program discountCARFAX Vehicle History Reports™Guaranteed Asset Protection (GAP)

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How long is this episode of MakingCents with Navy Federal?

This episode is 26 minutes long.

When was this MakingCents with Navy Federal episode published?

This episode was published on July 14, 2025.

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