Shifting Gears: The Road to a New Car episode artwork

EPISODE · Jul 14, 2025 · 26 MIN

Shifting Gears: The Road to a New Car

from MakingCents with Navy Federal · host Navy Federal Credit Union

In this episode, we break down one of the most common financial decisions many families face—buying a car. Two experts in the consumer lending space at Navy Federal, Joe Pendergast and Kevin Wince, share their insights into the car buying process.Leasing versus Buying (0:45)Navigating the Car Buying Process (5:16)Auto Financing for the Military Community (11:04)Right Time to Shop (21:21)With modern tools and the right strategy to back you up, you can get behind the wheel of your own car without much trouble.Leasing vs. Buying a Car – Pros and ConsCar Buying: How a Preapproval Can Put You in the Fast LaneThe Servicemember’s Guide to Car BuyingWhen Is the Best Time to Buy a Car?Test Drive Your Finance OptionsWhen you’re ready to apply for financing, Navy Federal Credit Union is here for you. Learn how to apply and search for cars domestically and internationally.Disclosures:Credit and collateral subject to approval.Active Duty and Retired Military Member discountSenior Enlisted Program discountCARFAX Vehicle History Reports™Guaranteed Asset Protection (GAP)

Episode metadata supplied by the publisher feed · Published Jul 14, 2025

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In this episode, we break down one of the most common financial decisions many families face—buying a car. Two experts in the consumer lending space at Navy Federal, Joe Pendergast and Kevin Wince, share their insights into the car buying process. Leasing versus Buying (0:45)Navigating the Car Buying Process (5:16)Auto Financing for the Military Community (11:04)Right Time to Shop (21:21)With modern tools and the right strategy to back you up, you can get behind the wheel of your own car with...

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Shifting Gears: The Road to a New Car

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