Should I Get Insurance? – Maternity Leave Roadmap #17

Most business owners wait until something goes wrong before they think about insurance. But when you’re planning maternity leave, thinking ahead is a gift to your future self.In this episode of the Maternity Leave Roadmap series, I’m breaking down my own business insurance setup and explaining how I use a mix of state programs, private policies, and tax strategy to create financial stability during time away. Whether you’re planning a few weeks or a full year off, this episode will help you understand how insurance fits into your bigger maternity leave plan—and how to layer your options to reduce pressure and risk.Want the full Maternity Leave Roadmap now? Get the complete audio and video series, email prompts, templates, and step-by-step planning tools inside the members area: mastermaternityleave.com/roadmapNeed more personalized support as you prep for maternity leave? The Bond is my 1:1 container for business owners navigating leave planning with live support, team delegation, and real-time coaching. mastermaternityleave.com/bondIn This Episode, You’ll Learn: • Why insurance often gets overlooked—and why it matters for maternity leave • What a business owner’s policy typically covers (and how it helps) • How to layer short-term and long-term disability with state programs • Why business structure and tax status can impact your coverage • Tips for talking to your provider and building a flexible support planThis Episode’s Homework: Make a list of your current coverage (or lack of it). Then set up one call—to your accountant, state representative, or insurance provider—to get clarity on what your options are and what updates you may need before leave._______________You don't have to choose between growing your business and your family.Grab the Maternity Leave Roadmap for $29: www.mastermaternityleave.com/roadmapSend in your maternity leave questions! [email protected] Alywww.instagram.com/alycaffreywww.mastermaternityleave.com