Should I Pay off Debt or Invest? episode artwork

EPISODE · Oct 21, 2025 · 19 MIN

Should I Pay off Debt or Invest?

from The Wealth Equation · host Kristen Wonch

Debt isn’t bad, it’s a tool.But how you use it determines whether it accelerates your wealth or quietly eats away at it.In this episode, I break down how to think about debt like an investor, not a victim.You’ll learn when it actually makes sense to pay off debt first, how to invest while paying it down, and one sneaky hack to access credit for free (without paying a single dollar in interest). Tune in to learn:Why debt isn’t inherently good or bad—and how to leverage it to grow fasterHow to decide when to pay off debt vs invest firstWhy every woman should be investing even with debtThe surprising math behind interest rates that determines your best moveA sneaky 0% balance transfer hack to access credit for free 💰 WORK WITH ME:🚀 The 7 Figure Portfolio: a 6 week accelerator to 2-3X your investment returns + build a low maintenance portfolio on track for 7 figures without a Wall Street dude. DM me on IG or FB with '7-FIG' 💰Join the Compounding Queens Secret Telegram here: https://t.me/compoundingqueens Facebook - https://www.facebook.com/kristenwonchInstagram - https://www.instagram.com/kristenwonch.xox Email: [email protected]

Episode metadata supplied by the publisher feed · Published Oct 21, 2025

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Debt isn’t bad, it’s a tool. But how you use it determines whether it accelerates your wealth or quietly eats away at it. In this episode, I break down how to think about debt like an investor, not a victim. You’ll learn when it actually makes sense to pay off debt first, how to invest while paying it down, and one sneaky hack to access credit for free (without paying a single dollar in interest).

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Should I Pay off Debt or Invest?

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