Should My Texas Church Bundle Insurance for Our Nonprofit Ministries?

Host Ron Wadley of Insurance for Texans discusses bundling insurance products for nonprofit ministries that are operated by Texas Churches. Wadley explains that many church general liability policies were written for limited church activities and may not cover expanded community programs. He notes that risks increase when outreach programs are separate 501(c)(3) entities because they are not covered by the church’s insurance policy. Wadley recommends creating a custom insurance bundle that coordinates property, general liability, commercial auto, and leadership protections while explicitly naming and covering both the church and its distinct nonprofit ministries. Connect with our church insurance team at insurancefortexans.com Download your free copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Show Introduction 00:34 Why Churches Serve 01:00 Ministry Spaces Tour 01:36 Hidden Liability Gaps 02:39 Insurance New Normal 03:17 Separate Entity Risks 03:58 True Bundle Solution 04:24 Specialist vs Lazy Agent 05:01 Call to Action 05:36 Final Encouragement