Should You Gift Money While You’re Alive or Leave A Legacy?

📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit:  https://toolkit.blackoakam.com/podcast-toolkit.html  You’ve worked hard, saved well, and now you’re thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give while you’re still around to enjoy the impact? Let’s talk about how to make that decision with confidence. In this episode, Ryan walks through the key considerations for making smart, intentional choices with your wealth, including understanding gift tax rules, weighing the emotional impact, and making sure your own financial foundation is solid before giving anything away. Here’s what we discuss in this episode: ✨ $19,000 Gift Tax Exclusion 👀 See the Impact Now: enjoy watching loved one's benefit while you're here 🎓 Tuition gifting tip to avoid using gift limit ❤️ Clarify your “why” and what truly matters to you 💸 Smarter RMD strategies   Visit us online: https://blackoakam.com/ Phone: (470) 508-0508 Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI