Should you invest your super in property with borrowings?

Read the full blog here. Are you ready to untangle the complexities of super investing in property with borrowings? We're going back in time to 2007 when the game changed for self-managed super funds. Once the laws allowed these funds to borrow for investment, it sparked a significant rise in borrowing, culminating to almost $45 billion over a decade. But things have shifted in recent years, with borrowing in super declining. What led to this change? And with new lenders on the scene offering irresistible terms, is it time to revisit this strategy? We're unpacking all this and more.But we won't stop there. We're going even deeper to uncover the concept of borrowing to invest in superannuation. We'll discuss the tax implications of having up to $1.9 million in pension phase and the extra 15% tax on super balances above $3 million. We'll shed light on the pros and cons of this strategy, its sensitivity to changes in legislation and lending products, and why it might be a good idea to keep gearing outside of super. So get ready, it's time to demystify super investing in property.My new book is available for pre-order now: Pre-ordering the book will help me get it into bookstores. So please do me a favour - please consider pre-ordering now - links and pre-order bonus are available here: https://prosolution.com.au/book-preorder-bonus Do you have a question for the podcast? Email us at [email protected]. If you're interested in working with our team and me, discover how we can work together here: https://prosolution.com.au/family-office-servicesIf this episode resonated with you, please leave a rating on your favourite podcast platform. Subscribe to my weekly blog: https://prosolution.com.au/stay-connected IMPORTANT: This podcast provides general information about finance, taxes, and credit. This means that the content does not consider your specific objectives, financial situation, or needs. It is crucial for you to assess whether the information is suitable for your circumstances before taking any actions based on it. If you find yourself uncertain about the relevance or your specific needs, it is advisable to seek advice from a licensed and trustworthy professional.