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Should You Max Out Your Conventional Loans?

An episode of the Racking Up Rentals podcast, hosted by Jeff Stephens, titled "Should You Max Out Your Conventional Loans?" was published on July 23, 2021 and runs 18 minutes.

July 23, 2021 ·18m · Racking Up Rentals

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Many investors want to transition to full-time real estate entrepreneurship, but feel like they need to keep their day jobs so that they can continue to qualify for bank loans. They say, "I'll quit my job after I've maxed out my conventional loans." But is that a good way to think about it? Is the investor accidentally limiting themself with this mentality? In this episode, Jeff discusses two important considerations when deciding if you should be focused on maxing out your conventional loans, or not: First, don't let the lender tail wag the investor dog, and second, don't assume bank loans are better.
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