Should You Use a Credit Card Balance Transfer? (Ep 72)

0% interest balance transfers can sound like financial magic, but there tend to be an overwhelming amount of fine print. So how can you know if it makes sense for you? We've got you!In this episode of The Mind + Money Podcast, we dig into how these offers really work, when they can be helpful, and when they’re just adding fuel to the fire.We break down the fine print, explain the real costs, and share client experiences with balance hopping. We also talk about behaviour change, ADHD-friendly systems, and why no one should feel shame about their credit card balance.If you’ve been thinking, “Should I take this 0% offer?”—this episode is your pause button before making a move.Considering a Bankruptcy or Consumer Proposal as a Canadian? Check out this episode: https://www.moneymindsetfc.com/mind-money-podcast/is-a-bankruptcy-or-consumer-proposal-rights-for-you-ep-24Connect with us: Book a free call with Val (financial planner): https://calendly.com/valerie-stratfordBook a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393Val’s Instagram: http://www.instagram.com/you.me.and.moneySherry’s Instagram: http://www.instagram.com/moneymindsetfcPodcast Instagram: http://www.instagram.com/mind.money.adhd.podcastSherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching