Shutdown Fallout: How Housing Markets Are Feeling the Pain

The longest government shutdown in U.S. history is leaving a $14 billion hole in the economy—and the housing market is taking the hit. Tim Lucas and Craig Berry unpack how loan delays, frozen flood insurance, and stalled approvals are rippling through communities nationwide.In this episode you’ll learn:The immediate fallout: Home listings down 14% in D.C., 5% in Virginia Beach, and 2%+ in cities like Baltimore and Oklahoma City.Real-world impact: USDA loan buyers—often low- to moderate-income families—stuck in limbo with no one to finalize approvals.Flood insurance freeze: The National Flood Insurance Program is suspended—no new policies, lapsed renewals, and delayed claims.Economic toll: Between $7–14 billion in unrecoverable GDP and lasting damage to confidence in government-backed lending.The human side: Families burning through savings while homes—and dreams—sit just out of reach.Read the full article:https://www.mortgageresearch.com/articles/government-shutdown-begins-to-bite-in-housing-market-says-national-association-of-realtors/