SMSF Estate Planning: Protect Your Super, Protect Your Legacy

Have you planned what happens to your self-managed super fund (SMSF) when you’re gone? In this episode, SMSF specialist Melina Mitchell joins Kerry Fleming to demystify SMSF estate planning. Learn the difference between binding and non-binding death benefit nominations, who counts as an eligible beneficiary, how to avoid death tax, and the practical tools — like reversionary pensions and enduring powers of attorney—that can protect your legacy and your loved ones.What you'll learn in this episode:The importance of estate planning for SMSF membersBinding vs. non-binding death benefit nominations (lapsing and non-lapsing)Who is (and isn’t) an eligible beneficiary under super lawHow to avoid death tax and understand tax dependentsUsing reversionary pensions and enduring power of attorneyWhy you must regularly review your nominations and trust deedTimestamps:00:00 – Welcome & why estate planning matters02:00 – SMSF death benefit nominations: binding, non-binding, lapsing, non-lapsing09:00 – Who is an eligible beneficiary?13:00 – Financial dependents, interdependency, and trust deed requirements18:00 – Death tax, tax dependents, and payment options25:00 – Estate planning tools: reversionary pensions & enduring power of attorney30:00 – Practical tips: regular reviews, major life events, and trust deed updates33:00 – Final thoughts & how to get help🎧 Available on YouTube, Apple Podcasts and Spotify. 🎙️ Enjoyed this episode? Don’t forget to subscribe, rate, and leave a review on your favourite podcast platform. It helps us grow and reach more Wealth Builders like you.💡 More Teaminvest:For more insights into Teaminvest’s disciplined, research-driven approach to investing, visit our website and learn how to become part of our investor community. Follow us on: LinkedIn | YouTube | Instagram | Facebook📩  Join the conversationHave thoughts or questions? Email us at [email protected]