Social Security Planning - What Are 7 Items to Know?

When should you claim Social Security? It's one of the biggest financial decisions you'll ever make—and the right answer isn't the same for everyone. In this episode of Finishing Well, certified financial planner Hans Scheil and host Robby Dilmore breaks down the seven essential factors everyone should understand before filing for Social Security. From choosing the best age to claim benefits to understanding spousal benefits, cost-of-living adjustments, taxes, and survivor planning, Hans explains how these key decisions can impact not only your retirement income but your family's financial future as well. Whether you're approaching retirement, already collecting benefits, or helping a loved one navigate the process, this practical conversation offers valuable insights to help you make informed, confident decisions. Discover why timing matters, how a well-thought-out strategy can maximize lifetime benefits, and why Social Security planning should never be treated as a one-size-fits-all decision. Visit cardinalguide.com to access free retirement resources, browse our complete library of episodes, and connect with the Finishing Well ministry. Together, we're helping people honor God by finishing well.