Stablecoins For Enterprise Payments with Tony Tom, CRO and Co-Founder of Stable Sea | Episode 484

“Instant” payments are usually a well-designed illusion. The customer experience feels real-time, but behind the scenes money still crawls through delayed settlement, fragmented rails, and market-by-market workarounds. That gap is exactly where stablecoins start to look less like hype and more like infrastructure.We sit down with Tony Tom, CRO and Co-Founder of Stable Sea, to unpack how enterprise stablecoin payments can improve cross-border payments, shorten settlement times, and reduce the operational drag that finance teams accept as normal. Tony shares how his journey through payments led him to Block and then to building Stable Sea, plus what he learned by watching stablecoin adoption accelerate outside the US. We talk liquidity, on-ramp and off-ramp realities, and why “bank-grade” processes matter when you’re moving serious volume.A big part of the conversation centers on trapped cash: revenue stuck in markets with capital controls or limited FX access, from Argentina to Nigeria and beyond. We also explore stablecoin treasury management, the need for a single view across wallets and bank accounts, and how automation and rules-based movement can turn visibility into action. Finally, Tony lays out why regulated, Wall Street-aligned tokenized real world assets may be the bridge that pulls stablecoin settlement deeper into mainstream enterprise payments.