EPISODE · Sep 9, 2026 · 18 MIN
Still working at 65, spouse is 63: the math on splitting up
from Inheritance Planning Made 123Easy · host Ian Schaeffer
Healthcare in Retirement, part 2. Keep the family plan at work, or move yourself to Medicare while your spouse waits a year? I am an engineer, not an advisor, so I did the arithmetic: the family premium, Part B, a supplement, an IRMAA surcharge set by a two-year-old tax return, and the HSA rule that quietly voids contributions.Read the full article: https://news.americanretirementadvisors.com/hir-working-at-65-spouse-not-yet-math/American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email [email protected], or visit https://americanretirementadvisors.com.
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Still working at 65, spouse is 63: the math on splitting up
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