Student Loan Delinquencies Are on the Rise — and Guess Who’s Getting Hit the Hardest? episode artwork

EPISODE · Apr 13, 2026 · 1H 7M

Student Loan Delinquencies Are on the Rise — and Guess Who’s Getting Hit the Hardest?

from Grow Your Money Podcast · host Constance Carter

Student loan delinquencies are skyrocketing — jumping from less than 1% late last year to over 10% of borrowers now 90+ days past due. Millions are seeing their credit scores tank, and the hardest hit? Black borrowers, women, and those already juggling multiple debts.In this episode, Constance Carter pulls back the curtain with both the national numbers and her own story of being blindsided when her student loan was reported 180 days past due — out of the blue. She breaks down: • What really happened when the 5-year student loan moratorium ended. • The groups facing the steepest financial fallout. • How delinquencies devastate your credit score and wealth-building ability. • Step-by-step strategies to get current, fix your credit, and stay “fundable.”This is more than a warning — it’s your action plan. Don’t wait until the damage is done. Tune in and learn how to protect your financial foundation today.Support this podcast at — https://redcircle.com/conversationswithconstance/donations

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Student Loan Delinquencies Are on the Rise — and Guess Who’s Getting Hit the Hardest?

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