Student Loans: a Help or a Trojan Horse?

Student loans are relatively easy to get regardless of your credit or history of bankruptcy.   With the poor job market, and the challenge to find jobs with flexible work hours, many students end up taking out more loans than is needed for their education, to use on living expenses. Once graduated, the jobs that allow them to repay these debts are difficult to get, and the cycle of indebtedness grows as they continue to use debt to finance life. The new professionals are so distracted by debt, they can hardly focus on personal growth and development of their newly earned degrees.  So help us weigh in on the matter as we look at student loans.  Are they a help, or a trojan horse?  Let’s make this a conversation if we can.