Student Loans in Crisis | Topeka News

Federal student loan reforms are sparking alarm among borrowers and advocates, as sweeping changes tied to a major tax and spending law threaten to push students toward riskier private lenders and disrupt access to higher education. With over $1.7 trillion in student debt, the shift—moving aid functions to the Treasury and tightening borrowing limits, especially for grad students—could disproportionately hurt low- and middle-income students and students of color, who may face higher rates, fewer protections, or even loan denials. Critics warn that many affected borrowers already have credit challenges, making private loans harder to obtain without cosigners. While the Department of Education argues these changes aim to curb rising tuition and streamline repayment, critics say they risk undermining access to affordable education for those who need it most. Listen in comfort:Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/aaf158f9bc4d89d9