Student Loans, Myths & Middle-Class Reality: What Families Need to Know Right Now episode artwork

EPISODE · Mar 26, 2026 · 37 MIN

Student Loans, Myths & Middle-Class Reality: What Families Need to Know Right Now

from Ol' College Try · host Matt and Peg's College Planning Podcast

In this open Q&A episode of Ol' College Try, Matt and Peg tackle some of the biggest (and most misunderstood) questions families have about paying for college.From Parent PLUS vs. private loans to loan forgiveness for teachers, they break down what really matters when borrowing for college—and how to avoid costly mistakes. They also dig into the reality for middle-class families who feel stuck between “no aid” and “can’t afford it,” and explain why that assumption might be wrong.Plus, they pull back the curtain on how financial aid and admissions are actually connected, what your Student Aid Index (SAI) really means, and why planning early can save you tens (or hundreds) of thousands.If you're feeling overwhelmed by college costs, this episode will help you think more strategically—and stay in the driver’s seat.What you’ll learn:How to choose between Parent PLUS and private student loansLoan forgiveness opportunities (especially for teachers)Why “we won’t qualify for aid” is often a mythThe truth about financial aid and admissions decisionsKey borrowing timelines and what to do right nowA major upcoming change to Parent PLUS loan limits (and who it impacts)🎧 Whether you’re a parent of a high schooler or already in the thick of college decisions, this episode is packed with practical insights to help you make smarter financial choices.Connect with Us! Website: ⁠⁠https://collegeaidpro.com/⁠⁠Create a FREE MyCAP Account: https://hubs.li/Q03PTJ_x0Instagram: ⁠⁠https://www.instagram.com/collegeaidpro/ ⁠⁠LinkedIn: ⁠⁠https://www.linkedin.com/company/college-aid-pro/ ⁠⁠Email: ⁠⁠[email protected]⁠⁠ PLUS Get 15% OFF site wide with coupon code COLLEGETRY15 💸

In this open Q&A episode of Ol' College Try, Matt and Peg tackle some of the biggest (and most misunderstood) questions families have about paying for college.From Parent PLUS vs. private loans to loan forgiveness for teachers, they break down what really matters when borrowing for college—and how to avoid costly mistakes. They also dig into the reality for middle-class families who feel stuck between “no aid” and “can’t afford it,” and explain why that assumption might be wrong.Plus, they pull back the curtain on how financial aid and admissions are actually connected, what your Student Aid Index (SAI) really means, and why planning early can save you tens (or hundreds) of thousands.If you're feeling overwhelmed by college costs, this episode will help you think more strategically—and stay in the driver’s seat.What you’ll learn:How to choose between Parent PLUS and private student loansLoan forgiveness opportunities (especially for teachers)Why “we won’t qualify for aid” is often a mythThe truth about financial aid and admissions decisionsKey borrowing timelines and what to do right nowA major upcoming change to Parent PLUS loan limits (and who it impacts)🎧 Whether you’re a parent of a high schooler or already in the thick of college decisions, this episode is packed with practical insights to help you make smarter financial choices.Connect with Us! Website: ⁠⁠https://collegeaidpro.com/⁠⁠Create a FREE MyCAP Account: https://hubs.li/Q03PTJ_x0Instagram: ⁠⁠https://www.instagram.com/collegeaidpro/ ⁠⁠LinkedIn: ⁠⁠https://www.linkedin.com/company/college-aid-pro/ ⁠⁠Email: ⁠⁠[email protected]⁠⁠ PLUS Get 15% OFF site wide with coupon code COLLEGETRY15 💸

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Student Loans, Myths & Middle-Class Reality: What Families Need to Know Right Now

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This episode is 37 minutes long.

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This episode was published on March 26, 2026.

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In this open Q&A episode of Ol' College Try, Matt and Peg tackle some of the biggest (and most misunderstood) questions families have about paying for college.From Parent PLUS vs. private loans to loan forgiveness for teachers, they break down what...

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