Student Loans, Rising Car Insurance, and a Health Insurance Trap

I found out this week that fewer than half of us have claimed a 1% discount that's sitting on our student loans right now, my car insurance keeps climbing even though I haven't had a single claim, and one of my own clients once owed the IRS $18,000 because of a health insurance rule almost nobody knows about.Visit our website: https://www.becomingfinanciallyconfident.comThis is today's episode of Becoming Financially Confident, airing weekdays at 11:30 AM Eastern.I'm Ralph Estep Jr., a licensed public accountant with 30 years in the business, and I'm joined by my cohost Juliet.On today's show:That 1% student loan discount expires September 30th, and I walk through exactly how much it's worth and how to set up autopay without getting hit with an overdraftWhy my own insurance costs keep rising even though nothing about my driving has changed, and the exact script I use to shop three quotes the right wayA hard lesson from my own office: a client who owed $18,000 in health insurance subsidies he didn't realize he'd have to pay back, and the one thing you can do at healthcare.gov todayWhy I told my own team "don't do it" when we talked about delivery driving side hustles, and the real numbers behind why it can pay as little as $6 an hourWhat buy now, pay later actually does to your credit, and the statistic that surprised even meWatch or join us live at https://www.becomingfinanciallyconfident.com/live.Links mentioned in this episode:Stamps.com affiliate - https://www.becomingfinanciallyconfident.com/stampsQuicken Simplifi affiliate - https://www.becomingfinanciallyconfident.com/quickenWalletHub affiliate - https://www.becomingfinanciallyconfident.com/walletHealth insurance marketplace - https://www.healthcare.govEquifax - https://www.equifax.comExperian - https://www.experian.comTransUnion - https://www.transunion.com