Subject-To is LEGAL?! The Strategy Agents Don't Want You to Know with Adam Catledge | Ep 380

Uncovering Creative Financing: A Deep Dive with Adam CatledgeIn this episode, we welcome Adam Catledge, a Marine Corps veteran and seasoned entrepreneur, to demystify the complexities of creative financing in real estate. Known for his profound knowledge in sub-2s and wraparound mortgages, Adam shares his journey from military service to becoming a successful real estate investor. He elaborates on his first deals, the mechanics of subject-to transactions, and how wraparound mortgages can create significant cash flow and value. Adam also introduces the concept of co-living as a lucrative exit strategy and underlines the importance of working with mentors to expedite success in creative financing. This conversation provides invaluable insights and practical advice for both novice and seasoned investors.Episode Breakdown: 00:00 Introduction and Guest Welcome01:24 Adam Keli's Background and Military Service02:16 Discovering Creative Financing07:28 First Creative Finance Deal17:07 Understanding Subject To Transactions23:54 Dealing with the Due on Sale Clause31:51 Creative Financing in the Current Market42:15 Addressing the Risk of Non-Payment43:06 Mitigating Risk with Mortgage Underwriters45:11 Understanding the Do on Sale Clause45:50 Strategies for Handling Regional Banks47:05 Capital Raising Insights47:33 Exploring Exit Strategies47:42 Wraparound Mortgages Explained51:12 Benefits of Using a Servicing Company01:07:29 Co-Living as a Real Estate Strategy01:17:52 Final Thoughts and Resources Do you want to join a community of like-minded Military Real Estate Investors offering real estate education that actually works while celebrating camaraderie, and competition, and fostering a spirit of support? Introducing ADPI Campus™ - the premiere platform and online space for Military Real Estate Investors worldwide! Podcast listeners can JOIN ADPI CAMPUS now and get in on the action! Helpful ResourcesConnect with the ADPI: Facebook |  Instagram | YouTubePlease Subscribe, Rate, & Review on Apple PodcastsThanks for tuning in to this week's episode of the Active Duty Passive Income Podcast! If the information shared in these weekly interviews has inspired you to pursue your dreams of financial independence, please do me a personal favor and head over to Apple Podcasts, subscribe to our show, and leave us a 5-star review.Support the showSupport the showADPI was built by military members who realized something most people never question: trading time for money doesn’t lead to freedom.So we built a different path.Today, ADPI helps active-duty service members, veterans, and military spouses build passive income through real estate, entrepreneurship, and strategic investing. Inside the community you’ll find thousands of military investors who speak the same language of service, discipline, and execution.The mission isn’t just buying properties.It’s building a life with options.More time with family.More control of your future.More impact in the community you serve.If you’re active duty or a veteran and serious about using real estate to build lasting wealth, the ADPI Military Multifamily Cohort Program was built for you. We walk you through the entire process step by step, from building your team to structuring deals and going after properties that actually move the needle.Book your free strategy call right now:https://www.activedutypassiveincome.com/podcast-mmahttps://www.gohighlevel.com/active-duty-passive-income?fp_ref=active-duty-passive-income-llc66No pressure. No pitch. Just a real conversation about where you want to go.Follow ADPI for ...