Suing the Insurance Company: Understanding Wisconsin’s Direct Action Statute

Episode Summary: Attorney Paul Benson breaks down Wisconsin’s unique Direct Action Statute and explains why filing a lawsuit after an accident doesn’t mean going after someone personally. He shares how this law allows injury victims to sue insurance companies directly, why it helps juries stay fair, and how it protects relationships between friends, neighbors, or family members involved in accidents.   Key Timestamps: 00:00 – Introduction to Wisconsin’s Direct Action Statute 01:00 – What the law means and how it benefits injury victims 02:30 – Why juries should know insurance companies pay, not individuals 04:00 – How the statute prevents awkward lawsuits against friends 05:00 – When it still makes sense to name the driver in a lawsuit 06:30 – Why most claims target insurance companies, not people 08:00 – What happens when the at-fault driver is uninsured 09:30 – How the process works when filing under this statute 11:00 – Why many people don’t realize they can sue insurers directly 12:30 – Why pursuing a claim is fair—and not “being that person”   About the Show: Benson on Injury Law features Attorney Paul Benson, a Wisconsin personal injury lawyer dedicated to helping clients get fair compensation after serious injuries. With over a decade of experience handling cases from car crashes to dog bites, Paul simplifies complex legal issues and helps listeners understand their rights under Wisconsin law.