Summary Of The Paycheck Protection Program - The Credit Pros

from The Credit Pros Podcast · host The Credit Pros

The Paycheck Protection Program (PPP) is a forgivable loan initiative by the federal government, in partnership with the SBA, to help small businesses maintain their workforce during the COVID-19 pandemic. The loan covers payroll, rent, utilities, or interest on mortgages and requires at least 75% to be used for payroll. It has a maturity of 2 years and an interest rate of 1%. Various types of businesses, including nonprofits, veterans organizations, and sole proprietors, can qualify if affected by COVID-19. The application deadline was June 30, 2020.

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This episode was published on July 25, 2025.

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