Take the Free Match, Avoid the Tax Trap

from Replace Your Paycheck Hosted by Robert Lettin

This week, Robert tackles the most common workplace retirement plan: the 401(k). While he loves the account's high contribution limits and the lure of "free money" via the company match, he warns against the massive tax liability—potentially 25% of your income—that awaits you in retirement. Learn Robert's critical two-step strategy: always accept the match, and then immediately implement a conversion plan to the 401(k) Roth to pay taxes today, securing a 100% tax-free income stream in retirement.

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Take the Free Match, Avoid the Tax Trap

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How long is this episode of Replace Your Paycheck?

This episode is 3 minutes long.

When was this Replace Your Paycheck episode published?

This episode was published on November 25, 2025.

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