Teen Drivers, Child Injury Claims & What Every Parent Should Know

In this episode of Off The Record, attorneys Paul Adam and v discuss two important topics that many parents don't think about until it's too late: insuring teenage drivers and handling injury claims involving children. They explain why parents must add teen drivers to their insurance policies, the risks of household exclusions, and when parents may be held liable for a child's actions behind the wheel. The conversation also explores how injury claims work when a minor is hurt in a car accident, including settlement approval requirements, conservatorships, structured settlements, and the legal protections designed to ensure compensation is managed in the child's best interest. The episode provides practical guidance for families navigating the legal and financial complexities that can arise when children are involved in motor vehicle accidents.