Term vs. Whole Life Insurance: How to Choose the Right Policy

Nakel Nikiema breaks down term life and whole life in plain language, showing what each type of policy does, who it fits, and why the best choice depends on the job you need insurance to do. By the end of the episode, you'll know when to pick term for affordable, temporary income protection, when to pick whole life for guaranteed, lifetime coverage and cash value, and how layering both can create a smarter, goal-driven plan.