The $1.7 Million Cost of Tithing: Why Churches Target Young Earners episode artwork

EPISODE · Feb 22, 2026 · 13 MIN

The $1.7 Million Cost of Tithing: Why Churches Target Young Earners

from Atheistville with Mike Smithgall · host Atheistville Media

A Reddit post from a young person trapped in a joint bank account with tithing-obsessed parents sparked this deep dive into the true cost of religious giving. Using Bureau of Labor Statistics income data and conservative investment assumptions, I calculated the lifetime financial impact of tithing 10% of your income from age 25 to retirement at 65.The findings are devastating: $285,035 given to the church versus $1,694,520 in a retirement portfolio. The opportunity cost is over $1.4 MILLIOMN. This episode examines the history of the 10% tithe, explains why it's not actually biblical in the way most people think, and breaks down why giving when you're young costs exponentially more than giving later in life. I also offer practical alternatives for people who want to be generous without sacrificing their financial futures. This is math, not theology—and the numbers don't lie.https://atheistville.com/2026/02/22/the-1-7-million-question-nobody-at-church-will-answer/Visit us at www.Atheistville.com  for more content from Mike Smithgall and the Atheistville team 📺 Subscribe on YouTube: youtube.com/@atheistville 💬 Want to be a guest or submit a question? Drop us a note at CONTACTCheck us out at: https://atheistville.buzzsprout.com  🔥 New episodes weekly from Atheistville — Mike Drop with Mike Smithgall, Ask an Atheist, and The Unholy Roundtable, Breakfast With a Heathen © 2025-2026 Atheistville Media 

A Reddit post from a young person trapped in a joint bank account with tithing-obsessed parents sparked this deep dive into the true cost of religious giving. Using Bureau of Labor Statistics income data and conservative investment assumptions, I calculated the lifetime financial impact of tithing 10% of your income from age 25 to retirement at 65. The findings are devastating: $285,035 given to the church versus $1,694,520 in a retirement portfolio. The opportunity cost is over $1.4 MILLIOMN...

NOW PLAYING

The $1.7 Million Cost of Tithing: Why Churches Target Young Earners

0:00 13:34

No transcript for this episode yet

We transcribe on demand. Request one and we'll notify you when it's ready — usually under 10 minutes.

No similar episodes found.

No similar podcasts found.

Frequently Asked Questions

How long is this episode of Atheistville with Mike Smithgall?

This episode is 13 minutes long.

When was this Atheistville with Mike Smithgall episode published?

This episode was published on February 22, 2026.

What is this episode about?

A Reddit post from a young person trapped in a joint bank account with tithing-obsessed parents sparked this deep dive into the true cost of religious giving. Using Bureau of Labor Statistics income data and conservative investment assumptions, I...

Is there a transcript available for this episode?

Yes, a full transcript is available for this episode. You can read the complete transcript on the episode page.

Can I download this Atheistville with Mike Smithgall episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.
URL copied to clipboard!