The 1 Percent Rule That Fixes Your Budget Leaks

Lucas and Luna break down a simple but powerful budgeting hack: the 1 percent rule. Instead of overhauling your entire budget, you identify and fix one spending leak that's around 1% of your income — like a forgotten subscription, a bank fee, or an insurance overcharge. They walk through how to find these leaks, prioritize them, and automate savings so the fix sticks. Luna shares her own win: canceling a $9.99 monthly app subscription she'd been paying for two years. Lucas explains why small annual percentage rate differences on credit cards cost more than you think. The episode includes a sincere moment where the hosts explain how listener support via Buy Me a Coffee keeps the show ad-free. A practical, low-effort approach to personal finance that actually works. #1PercentRule #BudgetLeaks #PersonalFinance #MoneyHacks #Savings #SubscriptionAudit #BankFees #InsuranceOvercharges #SmallChanges #FinancialWellness #MoneyManagement #Budgeting #FexingoBusiness #BusinessPodcast #Finance #LucasAndLuna #BuyMeACoffee #ListenerSupported Keep every episode free: buymeacoffee.com/fexingo