How Should Business Owners Protect Cash Flow During Inflation? | Simon Severino

Send us Fan MailARCHIVE NOTEThis conversation was recorded in 2022 and reflects the guest’s personal views at that time. It includes discussion of individual shares, cryptocurrencies, LUNA, Bitcoin-backed borrowing and particular portfolio allocations.Some of these assets subsequently experienced severe losses. This episode is provided as an archive conversation and does not constitute financial, investment, tax or treasury advice.Cryptoassets are highly volatile, and borrowing against them can increase losses or lead to forced liquidation. Business owners should obtain appropriately regulated financial, accounting and tax advice before changing how company cash is held or invested.EPISODE SUMMARYHow should a business owner prepare for inflation without sacrificing the liquidity needed to operate and grow?In this episode, Peter Boolkah speaks with Simon Severino, founder of Strategy Sprints, about inflation, business cash flow and the distinction between operating cash and genuine excess capital.Simon outlines three systems he believes business owners should consider: a revenue system, a saving system and an investment system.Peter challenges him on several practical issues, including liquidity, taxation, government-backed borrowing and the danger of tying up money that the business may need later.You’ll hear:Why businesses need to model more than one economic scenarioThe difference between operating cash and excess cashWhy liquidity requirements must be established before investingSimon’s 2022 approach to shares, property, gold and cryptocurrencyWhy Peter questions the claim that “cash is trash”The tax implications of selling investments to release cashSimon’s distinction between revenue, saving and investment systemsThe risks and mechanics of borrowing against assetsWhy reliable revenue should come before investment activityHow dollar-cost averaging worksWhy investment opinions must be reassessed when circumstances changeThe most durable business lesson is not any individual asset recommendation. It is that founders need reliable revenue, clear cash requirements and a deliberate distinction between money required to operate the company and capital that is genuinely surplus.CONNECT WITH SIMON SEVERINOWebsite: https://www.strategysprints.comCONNECT WITH PETER BOOLKAHWebsite: https://www.boolkah.comLinkedIn: https://www.linkedin.com/in/boolkahInstagram: https://www.instagram.com/pboolkah/Facebook: https://www.facebook.com/BoolkahX: https://twitter.com/boolkahABOUT PETER BOOLKAHPeter Boolkah is a business coach, author and speaker who has spent more than 20 years helping business owners build stronger, more valuable businesses that do not depend on them for everything.He is the creator of The Hamster Wheel Trap® and author of Your Business Sucks: Build a Business That Works Without Destroying Your Life.Peter works with founders and leadership teams on the issues that ultimately determine whether a business creates freedom or becomes another job: leadership, founder dependency, people, profit, execution, scaling, exit readiness and enterprise value.His approach is direct, practical and built around one simple question:Do you own the business, or does the business own you?Learn more at https://www.boolkah.com