The 4 PM Cutoff: Why Your Card Issuer Isn't the Bank

When you swipe your card, a four-party machine hums beneath the beep—issuer, acquirer, network, and merchant—each with its own incentives. This episode unpacks why Israeli card issuers close support at 4 PM, why the networks don't enforce service standards, and what a real disruptor would need to change. If you've ever been bounced between your bank and your card company, this one's for you. Episode #134969 — open it directly at myweirdprompts.com/134969