The 4 P’s of Financial Organisation (And Why Most People Get It Backwards) | S02 E01

Most people jump straight to products when organising their finances. Pensions, ISAs, investments, tax wrappers. But that is like filling up the car before you have decided where you are going. In this first episode of Season 2, James introduces the 4 Ps framework and explains the correct order to think about your money if you want clarity, direction and results. Person – understanding you, your circumstances and your resources Purpose – defining what your money is actually for Plan – building a strategy around your lifestyle and goals Products – choosing the right tools only after the first three are clear James explains why skipping straight to implementation rarely works, why social media armchair experts often miss the point, and how structuring your thinking properly can completely change your financial decisions. Because personal finance is personal. And the order matters. - This show is intended to be for guidance and information purposes only and should not be considered personalised financial advice. Aristotle Financial Planning Limited is an appointed representative of Sense Network Limited which is authorised and regulated by the Financial Conduct Authority. You can find Aristotle Financial Planning Ltd on the FCA register under reference 922089. Registered in England and Wales. Company number 10916254. Registered Office Unit 4 Darley Abbey Stables, Abbey Yard, Darley Abbey, Derby, DE22 1DS. [email protected]