The 4% Rule in 2026: Does It Still Work for Your Retirement?

The 4% rule has guided retirees for 30 years. But with longer retirements and market uncertainty, does it still hold up?Read the full articleFree retirement planning toolsSources mentioned:- Bengen (1994) — Determining Withdrawal Rates Using Historical Data, Journal of Financial Planning- Cooley, Hubbard & Walz — Trinity Study: Retirement Savings: Choosing a Withdrawal Rate That Is Sustainable (AAII Journal)- Pfau — An International Perspective on Safe Withdrawal Rates- Guyton & Klinger — Decision Rules and Maximum Initial Withdrawal Rates (Journal of Financial Planning)- BLS — Consumer Price Index (inflation data)