The 7-Year Rule: How to Fight Back When They Cheat the Clock – CreditFixGuy episode artwork

EPISODE · Aug 24, 2025 · 1 MIN

The 7-Year Rule: How to Fight Back When They Cheat the Clock – CreditFixGuy

from CreditFixGuy · host Credit Fix Guy

Some debt collectors illegally reset the clock on your old accounts to keep them on your credit report longer. But the law is clear: seven years from the Date of First Delinquency is the limit. This episode shows you how to fight back using that rule.

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The 7-Year Rule: How to Fight Back When They Cheat the Clock – CreditFixGuy

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This episode was published on August 24, 2025.

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Some debt collectors illegally reset the clock on your old accounts to keep them on your credit report longer. But the law is clear: seven years from the Date of First Delinquency is the limit. This episode shows you how to fight back using that...

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