The 8 Reasons Why You Should Consider Roth Conversions (Or Not)

Zacc Call is back to go over why someone would choose Roth vs Traditional accounts. In this video, he goes over the 8 Reasons Why Someone Should Consider Roth Contributions or Conversions. This is building off the foundational math that if your tax rate stays the same, and your investments grow at the same rate, for the same time, you will have the same spendable amount regardless of whether you go Roth or Traditional. Zacc goes over other factors that may influence that decision of Roth vs Traditional in more depth, building off of the foundational math. Part 1 of this Series: https://youtu.be/RODrPaJ-xNUOriginal Deep Dive Video with over 1.6M Views: https://youtu.be/VHHNYdpVwrUHow Social Security is Taxed: https://youtu.be/-ifv6Y6migkZacc's Channel: https://www.youtube.com/@ZaccMoneyEducation Check out our resources at https://TheRetirementNerds.com/Send me a [email protected] Sure to Subscribe to our Channel!YouTube: @theretirementnerds Join our newsletter for monthly tips, book recommendations, and personal stories!https://theretirementnerds.com/newsletter/⏰ TIME CODES ⏰0:00 Intro2:25 1. RMD Management4:04 2. Inheritance Implications6:28 3. Government Raising Tax Rates8:17 4. IRMAA Penalties11:46 5. Phase Outs & AGI Limits13:58 6. Social Security Taxation18:13 7. Marginal Tax Bracket Management20:38 8. Straddling Marginal Lines 23:14 Motivations for Advisors25:30 Careful of Marketing Messages27:53 Where to get help#medicare #theretirementnerds #roth #rothvstraditional #retirementnerds #finance Disclosure: This podcast is intended for informational purposes only, and is not a substitute for personal advice from Capita. This is not a recommendation, offer, or solicitation to buy or sell any security. Past performance is not indicative of future results. There can be no assurance that investment objectives will be achieved. Different types of investments involve varying degrees of risk, including the loss of money invested. Therefore it should not be assumed that future performance of any specific investment or investment strategy, including the investments or investment strategies recommended or proposed by Capita will be profitable. Further, Capita does not provide legal or tax advice. Please consult with your legal or tax professional for advice prior to implementing any strategies discussed during this podcast. Certain information discussed during this podcast is based upon forward-looking statements, information and opinions, including descriptions of anticipated market changes and expectations of future activity. Capita believes that such statements, information and opinions are based upon reasonable estimates and assumptions. However, forward-looking statements, information and opinions are inherently uncertain and actual events or results may differ materially from those reflected in the forward-looking statements. Therefore, undue reliance should not be placed on such forward-looking statements, information, and opinions. Registration with the SEC does not imply a certain level of skill or training.