Skip to content
 The Ai-First Borrower Is here  episode artwork

Feb 26, 2026 50 min

The Ai-First Borrower Is here

from The Pavan Perspective Hosted by Pavan Agarwal

Join Pavan Agarwal and Andrew Berman in this powerful episode of The Pavan Perspective as they explore the accelerating trust shift toward Ai in mortgage lending. Discover how AngelAi delivers real-time income analysis, instant approvals, and compliance-backed accuracy. The conversation also covers built-in tools like AngelSignTM, Ai Twin, and various other automation features designed to upgrade loan officers, helping them close smarter and compete in an Ai-driven market. If you want to understand how Ai is redefining modern lending, this deep dive is a must-watch. Speaker Information Pavan Agarwal CEO of Sun West and Creator of AngelAi™ Pavan Agarwal is the Chief Executive Officer of Sun West, one of the largest independent, privately owned mortgage companies based in the U.S. He is also the founder of Celligence, which harnesses the best of Artificial Intelligence and Emphatic Technology to make mortgages simple and accessible to everyone. Pavan is a major proponent of Fair Lending and using technology to create homeownership opportunities for underserved markets. He loves to bring innovation into the mortgage industry and seamlessly integrate business units, products, and disparate goals into a single architecture to achieve success. Pavan's exceptional achievements have garnered recognition from prestigious media outlets, including Fox News, Yahoo!, and Bloomberg. He's also been nominated for a national philanthropy award for his work with The Autism Community in Action (TACA). Jennifer Vallinayagam Chief Operating Officer at Sun West Jennifer Vallinayagam, as the Chief Operating Officer (COO) of Sun West, has a remarkable background in software engineering and computer programming. She joined Sun West in 1999 and played a pivotal role in the development of the Mortgage Loan Origination System, now known as SunSoft®/SMILES. This software has been crucial to Sun West's origination and servicing operations and continues to be a cornerstone of their processes. Jennifer's dedication, hard work, and strategic mindset led to her appointment as COO. Her outstanding contributions have been recognized through prestigious accolades, including being named a '2023 Woman of Influence' by HousingWire, a '2023 Mortgage Lending Woman of Inspiration' by National Mortgage Professional, and receiving a Globee® Women in Business Award. David Pahwa Head of Capital Markets at Sun West Gurpreet Pahwa, also known as David, is a seasoned professional who joined Sun West in 2008. With a wealth of experience and expertise in the financial industry, David currently holds the position of Head of Capital Markets at Sun West. Alexander Perry Senior Mortgage Trainer at Sun West Alex Perry is a dynamic corporate sales trainer with expertise in the mortgage industry and Ai-powered innovation. He partners with sales teams to elevate performance through customized, high-impact training programs designed to drive measurable results. With a strong focus on integrating cutting-edge technology into traditional sales models, Alex helps professionals modernize their approach, sharpen their competitive edge, and thrive in complex financial environments. Andrew Berman Head of Outreach and Engagement at American Business Media, Media Innovator, and Mortgage Journalism Expert Andrew Berman is a leading force in the media landscape, driving innovation as the Head of Outreach and Engagement at American Business Media. His strategic vision played a pivotal role in a landmark merger that united a top mortgage magazine with a national news network, creating a media powerhouse. Fox News, Yahoo!, and Bloomberg are registered trademarks of Fox Media LLC, Yahoo Inc., and Bloomberg Finance One L.P., respectively. Sun West Mortgage Company, Inc. is acting as the Lender and offers financing to qualified borrowers. Sun West Mortgage Company, Inc is not affiliated with any third parties mentioned above. The names are owned by the respective third parties.

Episode details come from the podcast's RSS feed.

Embed this episode

Ready to play

The Ai-First Borrower Is here

0:00 50:34

No transcript yet.

Requests help us decide what to transcribe next.

Frequently asked questions

How long is this episode of The Pavan Perspective?

This episode is 50 minutes long.

When was this The Pavan Perspective episode published?

This episode was published on February 26, 2026.

Can I download this The Pavan Perspective episode?

Yes. Use the download control on the episode player to save the publisher-provided media file.