The APRA Rule That Can Kill Your Next Deal (Before Rates Even Drop)

APRA has quietly changed the rules for Australian property investors – and it’s not just about the 3% buffer anymore.From 2026, a new 6x debt-to-income (DTI) cap means some investors will hit a hard wall on borrowing, even if interest rates fall.In this video, Australian Property Review breaks it down in plain English:What APRA’s new 6x DTI cap actually isWho’s most at risk (and who probably isn’t)The hidden danger of running to non-bank lenders to “escape” APRAThe 3 numbers every investor should know: DTI, cash buffer and stress-test rateHow to adjust your strategy so you can still grow a portfolio inside the new rulesIf you’re planning to buy, hold or grow an Aussie property portfolio in the next 5–10 years, you need to understand this before you sign your next loan.🔔 Subscribe to Australian Property Review for weekly deep dives on:– APRA and RBA changes– Borrowing power and lender policy– Data-led suburb and property selection– Real strategies used by Australian investors👍 Like the video if you want more content on borrowing power and APRAwww.apreview.com.au