The Ascent - Finance for Marriage

In this episode of The Ascent, Alec Walker from Crestmont Private Wealth discusses essential financial conversations every couple should have—whether you’re newlyweds or have been married for decades. Alec covers topics like understanding financial personalities, addressing money fears, combining finances, budgeting strategies, setting shared goals, and managing credit and debt. With personal anecdotes and practical advice, this episode is a must-watch for couples looking to strengthen their financial partnership. 00:00 – Introduction: Why couples need to talk about money 00:23 – Article insights: Financial topics for couples 00:44 – Money as a relationship challenge 01:08 – Personal experience: Spender vs. saver dynamics 02:07 – Financial personalities and relationship health 02:47 – Money fears and concerns: Laying cards on the table 03:29 – Childhood influences on financial habits 04:16 – Different family “playbooks” and holiday spending 05:15 – Combining finances: Joint, separate, or hybrid accounts 06:05 – Budgeting strategies: Essentials vs. lifestyle expenses 07:03 – Emergency savings and retirement budgeting 09:03 – Setting and tracking shared financial goals 10:24 – Evolving goals: Gifting, charity, and legacy 10:42 – The importance of credit scores and transparency 11:20 – Debt management strategies 12:00 – Final thoughts: Planning for financial health 12:25 – Personal note: Camping and family time 13:02 – How to contact Crestmont Private Wealth 13:20 – Outro and thanks   Original Air Date: December 6, 2025 at 8:30am as heard on Boerne Radio 103.9FM Contact:  www.crestmontpw.com  Alec Walker in Houston:  831-280-5288  Sam McGee in Boerne: 830-368-2898See omnystudio.com/listener for privacy information.