The Ascent with Crestmont Private Wealth - Savings For Children 7/18/26

In this episode of The Ascent with Crestmont Private Wealth, Alec Walker (EVP of Financial Planning) covers everything parents and grandparents need to know about saving for children — including the newly formalized Trump Accounts — plus a Q2 market recap and what to watch in the second half of 2025. Topics covered: What are Trump Accounts? Key rules, contribution limits, and the $1,000 government contribution for eligible children born 2025–2028 How Trump Accounts compare to 529s, UTMAs, Roth IRAs, and Schwab Teen Accounts Multi-generational gifting strategies for grandparents Q2 market recap: S&P 500 all-time high, SpaceX IPO, oil & Iran conflict What to watch in H2: inflation, Fed rates, AI spending, and broadening market breadth   0:00 – Intro & summer update 0:45 – 529 annual review preview & episode overview 2:10 – What are Trump Accounts? Rules & eligibility 4:00 – $1,000 & $250 government contributions (Michael Dell match) 5:20 – How to open a Trump Account (trumpaccounts.gov) 6:10 – Comparing accounts: 529, UTMA, Roth IRA, Schwab Teen Accounts 8:30 – How Crestmont views Trump Accounts (luxury vs. priority) 10:15 – Best use case: grandparent gifting & multi-generational planning 12:30 – Q2 market recap: S&P 500, oil peak, all-time high 14:20 – SpaceX IPO update 15:10 – H2 outlook: inflation, Fed rates, AI capex, market breadth 17:30 – Closing & contact info Questions? Reach out at [email protected] Original Air Date: July 18, 2026 at 8:30am as heard on Boerne Radio 103.9FM Contact:  www.crestmontpw.com  Alec Walker in Houston:  831-280-5288  Sam McGee in Boerne: 830-368-2898See omnystudio.com/listener for privacy information.