The Authorization Gap: Cyber Insurance in the Age of Agentic AIThe Authorization Gap: Cyber Insurance in the Age of Agentic AI

Agentic AI can act on its own. So who controls what it does, and who pays when it goes wrong?Recorded live at the Scout InsurTech Conference in Columbus, Ohio, this episode brings together four experts to unpack the authorization gap in agentic AI cyber insurance. The conversation digs into blame, liability, responsibility, controls, and implementation. You'll hear how underwriters classify AI risk, why most cyber policies already cover AI breaches, where carriers split on affirmative coverage, and what businesses should do first.GuestsJulia Garcia-Trombley, US & Canada, CertX Jeremy Epstein, CEO, Mayflower Specialty Rich Gatz, Head of Cyber Claims, Arch Insurance Tristan Morris, CEO, SplitSecure Chapters00:00 Introduction to Cyber Insurance and AI02:57 Understanding Agentic AI and Its Implications06:04 The Classification Problem in AI Risk08:51 The Role of Controls in Cyber Insurance12:02 AI Risk vs Cyber Risk: A New Perspective14:59 Certification and Governance of AI Controls17:48 The Future of AI in Cyber Insurance19:55 The Human Element in AI Risk Management22:03 Understanding Acceptable Risk in AI24:03 The Evolving Threat Landscape of AI27:19 Cyber Insurance and AI: A Complex Relationship30:24 Defining AI Risk and Insurance Coverage33:15 The Importance of Risk Assessment in AI36:44 Navigating Regulatory Frameworks for AI39:05 Industry Consensus on AI Risk Management