The Automatic Millionaire Mindset (Why “Boring” Money Wins) with David Bach episode artwork

EPISODE · Jan 19, 2026 · 54 MIN

The Automatic Millionaire Mindset (Why “Boring” Money Wins) with David Bach

from Earn Your Happy · host Lori Harder | YAP Media

Good things happen to boring money. In this episode, I sit down with David Bach, a 10X New York Times bestselling author and serial entrepreneur who’s built 7-9 figure businesses, to talk about why wealth is built through consistent habits. We dive into the 20-year anniversary of The Automatic Millionaire, the belief systems he had to break around money, and why making more doesn’t automatically make you richer. David shares about mini retirements, designing your life intentionally, why waiting for “someday” is costing you more than you think, and the practical money moves every entrepreneur and woman needs to know. Tune in to learn why boring money habits create extraordinary wealth. Check out our Sponsors: Shopify - Start your $1/month trial at http://shopify.com/happy SKIMS - The SKIMS Holiday Shop is now open at https://SKIMS.com. Let them know we sent you by choosing Earn Your Happy podcast in the dropdown after you purchase. Brevo - Head to http://brevo.com/earn and use the code HAPPY to get 50% off Starter and Business Plans for the first 3 months of an annual subscription. Aura Frames - save on the perfect gift at https://auraframes.com/ - get $35 off Aura’s best-selling Carver Mat frames with promo code EARN at checkout. Northwest Registered Agent - Build your complete business identity in just 10 clicks and 10 minutes. Visit www.northwestregisteredagent.com/paidearn Blinds.com - The Black Friday deals at https://www.blinds.com/ are going strong all month long! Save $50 off when you spend $500 or more - use code EARN at checkout.  HIGHLIGHTS 00:00 David’s favorite things about living in Florence. 03:00 How social life in Italy changes creativity and business. 05:15 Why you shouldn’t wait to “retire” to live your life. 07:30 Celebrating 20 years of The Automatic Millionaire. 11:45 The lesson David’s grandmother taught him about risk. 14:30 Why fear never fully goes away for entrepreneurs. 16:00 Why women must be in charge of their finances. 21:15 Why women live longer but retire with less money. 23:30 Surviving meningitis and the wake-up call it created. 29:45 What would you do if you had 3 years left? 33:30 The money belief David had to break. 36:15 The boring portfolio strategy. 41:00 Why you should stop chasing crypto and trends. 42:15 How to pay off your mortgage faster. 43:45 Why cash is not the same as a credit line. 45:45 You don’t need to be rich to start investing. 47:00 Why you should teach kids to invest early. 52:30 Who do you want to meet in the future? RESOURCES Get The Automatic Millionaire 20th Anniversary Edition HERE! Grab Smart Women Finish Rich HERE! Listen to the first chapters for FREE on The David Bach Show podcast HERE! Learn more about David Bach HERE! Apply for the Elite Entrepreneur Mastermind HERE! Get on the waitlist for Mentor Collective Mastermind HERE! Try glōci for 40% for first time customers using code HAPPY at checkout HERE! FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow David: @davidlbach

Good things happen to boring money. In this episode, I sit down with David Bach, a 10X New York Times bestselling author and serial entrepreneur who’s built 7-9 figure businesses, to talk about why wealth is built through consistent habits. We dive into the 20-year anniversary of The Automatic Millionaire, the belief systems he had to break around money, and why making more doesn’t automatically make you richer. David shares about mini retirements, designing your life intentionally, why waiting for “someday” is costing you more than you think, and the practical money moves every entrepreneur and woman needs to know. Tune in to learn why boring money habits create extraordinary wealth. Check out our Sponsors: Shopify - Start your $1/month trial at http://shopify.com/happy SKIMS - The SKIMS Holiday Shop is now open at https://SKIMS.com. Let them know we sent you by choosing Earn Your Happy podcast in the dropdown after you purchase. Brevo - Head to http://brevo.com/earn and use the code HAPPY to get 50% off Starter and Business Plans for the first 3 months of an annual subscription. Aura Frames - save on the perfect gift at https://auraframes.com/ - get $35 off Aura’s best-selling Carver Mat frames with promo code EARN at checkout. Northwest Registered Agent - Build your complete business identity in just 10 clicks and 10 minutes. Visit www.northwestregisteredagent.com/paidearn Blinds.com - The Black Friday deals at https://www.blinds.com/ are going strong all month long! Save $50 off when you spend $500 or more - use code EARN at checkout.  HIGHLIGHTS 00:00 David’s favorite things about living in Florence. 03:00 How social life in Italy changes creativity and business. 05:15 Why you shouldn’t wait to “retire” to live your life. 07:30 Celebrating 20 years of The Automatic Millionaire. 11:45 The lesson David’s grandmother taught him about risk. 14:30 Why fear never fully goes away for entrepreneurs. 16:00 Why women must be in charge of their finances. 21:15 Why women live longer but retire with less money. 23:30 Surviving meningitis and the wake-up call it created. 29:45 What would you do if you had 3 years left? 33:30 The money belief David had to break. 36:15 The boring portfolio strategy. 41:00 Why you should stop chasing crypto and trends. 42:15 How to pay off your mortgage faster. 43:45 Why cash is not the same as a credit line. 45:45 You don’t need to be rich to start investing. 47:00 Why you should teach kids to invest early. 52:30 Who do you want to meet in the future? RESOURCES Get The Automatic Millionaire 20th Anniversary Edition HERE! Grab Smart Women Finish Rich HERE! Listen to the first chapters for FREE on The David Bach Show podcast HERE! Learn more about David Bach HERE! Apply for the Elite Entrepreneur Mastermind HERE! Get on the waitlist for Mentor Collective Mastermind HERE! Try glōci for 40% for first time customers using code HAPPY at checkout HERE! FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow David: @davidlbach

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The Automatic Millionaire Mindset (Why “Boring” Money Wins) with David Bach

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This episode was published on January 19, 2026.

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Good things happen to boring money. In this episode, I sit down with David Bach, a 10X New York Times bestselling author and serial entrepreneur who’s built 7-9 figure businesses, to talk about why wealth is built through consistent habits. We dive...

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