The Best Retirement Accounts for Entrepreneurs Explained (SEP, SIMPLE & Solo 401k)

This is the final episode in our 3-part deep dive on self-directed accounts, and this is where entrepreneurs can really move the needle. I'm back with Amanda Holbrook from Specialized Trust Company to break down small business retirement plans like Solo 401(k)s, SEP IRAs, and SIMPLE IRAs—and how business owners use them to contribute significantly more each year while keeping control of how the money is invested. We cover: - Which plan fits your business structure - How much you can actually put away - Roth vs pre-tax options (and why Roth matters long-term) - Leveraging retirement accounts without triggering UBIT - Borrowing from a Solo 401(k) for short-term liquidity - Asset protection, creditor protection, and beneficiary rules - How investors like Peter Thiel used retirement accounts to create massive tax-free outcomes If you're an entrepreneur, investor, or business owner who's ever said "I don't really have a retirement plan," this episode will change how you think about that. This episode is brought to you by Smart Management — our operating system for real estate operators who want better visibility, tighter controls, and stronger cash flow across their portfolio. 👉 Schedule a demo at SmartManagement.com //CONNECT WITH AMANDA Amanda Holbrook Key Account Executive at Specialized Trust Company 📞 Phone: 505-514-0587 📧 Email: [email protected] 🌐 Website: https://www.specializedtrustcompany.com 👉 Book a success call with my team here: https://legacywealthholdings.com/success-call/ 👍 And don't forget to subscribe so you never miss an episode of The Legacy Podcast!  YouTube: https://www.youtube.com/ ⁨@legacypodofficial⁩   Spotify: https://open.spotify.com/show/0AJ6RPeN4m0mlWCROfpJxL Apple Podcasts: https://podcasts.apple.com/us/podcast/the-legacy-podcast-with-tim-bratz/id1587360954?ls=1