The Big Beautiful Bill: What it Means for You

Rey Cruz and host Scott McKay dive into the newly passed One Big Beautiful Bill Act of 2025 and what it really means for retirees and pre-retirees. From required minimum distributions (RMDs) to Roth conversions, estate planning, and even the surprising “Trump Accounts” for newborns, Rey unpacks how the bill impacts retirement planning today. Original Air Date: 08/10 & 08/17 2025Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Our firm is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US Government or any governmental agency. The information and opinions contained herein, provided by the third parties,have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by our firm. This show is a paid placement.Investment advisory services offered through Cruz Investments & Wealth Management, an Illinois State Registered Representative Investment Advisor. Securities offered only by duly registered individuals through Madison Avenue Securities, LLC (MAS), Member FINRA/SIPC. Cruz Tax Advisory, LLC and Cruz Investments & Wealth Management are not affiliated with MAS. Cruz Tax Advisory offers tax advice on qualified plans. Consult your tax advisor on your specific situation.A ROTH conversion is a taxable event. Consult your tax advisor on your specific situation.Ed Slott's IRA Advisor Group℠ is a paid-membership, educational organization comprised of professionals of varying credentials. Membership in this organization does not imply a set level of skill or training. The logo and/or service mark is the property of their respective owners and no endorsement of Rey Cruz. Ed Slott's IRA Advisor Group, Cruz Investments and Wealth Management, and MAS are not affiliated entities