The Biggest Retirement Mistakes Aren't Made in the Market

What if the greatest threat to your retirement is not market volatility—but the advice you are following?This week on Cover Your Assets, Logan Marcus and Don Spini challenge some of the most common assumptions in retirement planning. They explain why generic withdrawal strategies, one-size-fits-all advice, and managing investments without a written income plan can quietly undermine an otherwise successful retirement.The conversation also explores when it may be time to seek a second opinion, why tax planning and estate planning should never exist in separate silos, how Roth conversions can reduce future tax burdens, what the end of the fiduciary rule means for investors, and the questions everyone should ask before rolling over a 401(k).Because the biggest retirement mistakes usually are not made during a market downturn—they are made years earlier, when critical planning opportunities are overlooked.