The Biggest Underwriting Surprises: What Hurts Your Life Insurance Rate and What Doesn't episode artwork

EPISODE · Jun 9, 2026 · 6 MIN

The Biggest Underwriting Surprises: What Hurts Your Life Insurance Rate and What Doesn't

from The Big Lou Podcast · host Big Lou Life Insurance

Most people applying for life insurance have a mental list of things they’re worried about. And a lot of the time, that list is wrong.In this episode, Lisa and Eric go through the conditions and situations that people fear most, and reveal which ones actually move the needle in underwriting, which ones barely register, and which ones surprise people in both directions.Some conditions people fear actually don’t move the needle. And some things nobody thinks about, do. Today’s episode goes over what agents actually see.Join us each week as we break down life insurance without the headaches, the lectures, or the awkward sales talk.We’ve spent decades helping families find affordable coverage, even when life’s not picture-perfect. On meds? Carrying a few extra pounds? Managing a health condition or two? You’re not alone, and you’ve still got options.Got a question and don’t feel like waiting for the next episode? Call Big Lou at 1-800-314-2977  or visit BigLouLife.com.Straight talk. Real answers. Big Lou’s got you covered.For educational purposes only. Coverage and eligibility vary.

Episode metadata supplied by the publisher feed · Published Jun 9, 2026

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Most people applying for life insurance have a mental list of things they’re worried about. And a lot of the time, that list is wrong. In this episode, Lisa and Eric go through the conditions and situations that people fear most, and reveal which ones actually move the needle in underwriting, which ones barely register, and which ones surprise people in both directions. Some conditions people fear actually don’t move the needle. And some things nobody thinks about, do. Today’s episode goes ov...

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The Biggest Underwriting Surprises: What Hurts Your Life Insurance Rate and What Doesn't

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