The Breadwinner Loophole with pediatric dentist, Dr. Quinn Yost

Dr. Quinn Yost graduated from dental school with around $510,000 in student loan debt. From a young age, Dr. Yost knew he wanted to live in California during some point in his life. He received the best scholarship that his private school offered and that only took care of half the tuition. Going through clinicals and actually working with the children changed his mind. Now a recent grad, he works for practice four days a week and is close enough that he can ride his bike to work. Dr. Quinn is just one of many dental school graduates working hard to pay down massive student loan debt. I feel grads in a similar position can definitely relate to his story and implement some of the strategies he's using to pay his debt off faster. In today's episode, you'll find out: The factors and decisions leading up to Dr. Quinn's choosing which school to attend when he knew he wanted to go into pediatrics. How much extra it can cost to get a specialty in pediatrics. What his biggest mistake was in dental school and residency What he has done about his private loans so far, and what his future plans are How important it is to shop around with at least 3 companies when considering refinancing your private school loans When I suggest you shouldn't refinance your loans How he has dealt with his 15K in credit card debt while having student loan debt What the breadwinner loophole is and where it is offered What an in-school deferment wavier request is and how it can benefit you How to best compare PAYE and revised PAYE Options to prepare for the tax bomb For more information, visit the show notes at https://www.studentloanplanner.com/6